Reinsurance in logistics: how it affects cargo transportation and how surveyors can help
Recently it became known that the Non-profit Company POVSTO is increasing the capacity of compulsory reinsurance for 2025. According to the new terms, the reinsurance limit for shipping has been increased to 60 million rubles. This decision is dictated by the growing risks in the field of international cargo transportation and the need for additional business protection from force majeure situations.
Reinsurance is a mechanism that allows insurance companies to redistribute risks between several market participants. This is especially important in logistics and maritime transportation, as losses due to damage or loss of cargo can be enormous. However, not all companies understand how to properly manage these risks and what tools to use to reduce them.
How surveyors help in reinsurance of cargo transportation
Audit of transportation conditions. Independent experts analyze how well the transportation is organized: whether the requirements for packaging, securing cargo and storage conditions in transit are met.
Control of insured goods. Companies often insure large amounts of cargo, but they do not carry out a detailed check of their condition before shipment. Surveyors help to record the actual condition of the goods, which reduces the likelihood of disputes with insurers in the event of an insured event.
Post-incident expertise. If the cargo is damaged en route, it is important to promptly determine the cause and record the damage. Independent surveyors assess the damage, draw up expert opinions and help resolve disputes between the policyholder and the insurance company.
The growth of reinsurance limits indicates that insurance companies are paying more and more attention to the protection of logistics operations. However, even the existence of a policy does not guarantee complete financial security unless independent control over the transportation processes is provided.
If your company is engaged in cargo transportation and wants to minimize insurance risks, contact professional survey services. We will help you protect your cargo, avoid losses, and simplify your interaction with insurers. Contact us for a consultation.
https://www.infullbroker.ru/news/nko-povsto-vozobnovilo-perestrahovochnuyu-zaschitu-na-2025-g